What does pnc do

So the fact that PNC Bank does so well here gives them an edge over many of their competitors, particularly for those who still like to do their banking at a branch. The sign-up bonuses it offers on its Virtual Wallet accounts are its flashiest perk.

These work similarly to a credit card bonus offering you a certain amount of cash after you complete required activities. However, there are other perks with better long-term value. For example: PNC Bank gives you multiple ways to waive the fees on your deposit accounts. Sometimes, that's as simple as owning or setting up direct deposits to a different PNC Bank account. The bank also gives better APYs on savings accounts and CDs to customers who keep more money in their accounts.

These relationship benefits are valuable if you plan to bank exclusively with PNC Bank. If you're only interested in a single type of account, most of them are probably off the table for you.

If PNC Bank doesn't sound like the right fit, try one of these alternatives instead. Bank of America is another large brick-and-mortar bank that's known for offering some of the best relationship benefits around. Its customer satisfaction ratings aren't quite as high, but Bank of America offers some pretty flexible deposit accounts. These include standalone checking accounts. Ally Bank is a nice alternative if you want great customer service and high APYs. The bank doesn't have any branches, but because its overhead costs are lower, it can offer you much higher interest rates.

The Ally online savings account , for example, offers a jaw-dropping APY with no monthly maintenance fees. You won't find any relationship benefits here, but Ally Bank offers a wider range of products than you usually see with an online bank,.

It also fared well in recent J. Power customer satisfaction surveys. Kailey has been writing about banks, credit cards, loans, and all things personal finance since She's a graduate of the University of Wisconsin and happily lives in the woods of northern Wisconsin where she grew up. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.

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Mortgages Top Picks. Insurances Auto Insurance. Loans Top Picks. Thinking about taking out a loan? Knowledge Knowledge Section. Recent Articles. The Ascent Banks. Open Account. Best For: Customer experience. Rating image, 4. Ratings are rounded to the nearest half-star.

Overall bank rating. The scoring formulas take into account multiple data points for each financial product and service. Pros Strong online and mobile tools, and many customer service options. Cons Much better savings rates are available to customers in certain regions of the country. Full review. Monthly Fee. PNC CD. How does PNC compare? If the recipient has not enrolled, the payment will expire after 14 calendar days. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app.

Certain other restrictions apply. Thank you for using PNC Mobile. Thanks for nothing on that merge. Otherwise the PNC itself I do like. I could give 5 stars for convenience and general reliability.

But the last update, while making the app more snazzy, also made it less convenient. Cool new graphics and slick transitions were added. Looks cool guys. But takes longer to load each page. Lots of sliding around of graphics with every selection I make.

Below that is the deposit information. Took me a while to figure out I have to scroll down to see it. Maybe a little smaller graphic on top would allow me to see the whole thing on one screen. And maybe instead of all the flashy graphics after every selection deposit, account, amount Bill pay is much the same.

Looks cool but is a waste of time. Functionally, convenience-wise, reliability-wise — I love having the app and it serves me well. I could just do without all the fru-fru. Every time you make a selection, there is a unnecessary explosion of moving and confusing graphics.